Florida insurance notes
Short notes from a licensed Florida agency. Call now if you want a quote the same day.
- You rented it out. The HO3 did not move in with the tenant.There is a Florida house with a lockbox on the door and a lease in a drawer. The owner still has a homeowners policy. The declarations page still says HO3.…
- This isn't a flood.The water is on the floor. It came out of a toilet, a drain, or a laundry standpipe. Someone says "we flooded." Someone else says "call flood insurance."
- Don't wait for the cone.If you can see the cone on the map, you are late to the insurance conversation.
- Hail hits two policies.Hail does not care that the roof and the car share a driveway.
- BOP is not just GL.GL will not rebuild the shop.
- Florida no-fault, in one minute.PIP pays your medical. It does not fix the other driver’s bumper.
- The wind-mitigation inspectionThere is a Florida form the carrier actually reads.
- The Citizens letterThe envelope is thick. The deadline is real. The renewal pile is not one product.